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Credit Card Processing Solutions



Bank Associates Merchant Services offers credit card processing solutions tailor-fit to meet your business’ unique needs. We accommodate all areas of commerce - national and international, start-ups and established merchants  including, but not limited to: Retailers, Restaurants, Supermarkets, Hotels, Travel Agencies, Petroleum and Convenience Stores, Mail Order, Telephone Order, Home-Based, and E-Commerce merchants.


BAMS has the ability to process payments via all card types, including: Visa, MasterCard, American Express, Discover, Diners Club, JCB, EBT Food Stamps/Cash Benefits as well as PIN debit. For gas stations, we support Voyager and Wright Express.  Additionally, with a BAMS merchant account you'll be able to process payments via virtually every credit card terminal, payment software, and Point-of-Sale (POS) system on the market.


BAMS makes obtaining a merchant account easy. Simply fill out our online application. While your application goes through the approval process our team of merchant account specialists will analyze the specific cost-saving and value-added services which will best enhance your business. 99% of BAMS merchant accounts are approved within 48 hours and all retail and e-commerce accounts are guaranteed to be up and running within 24 hours of approval.


If you are currently using another payment processor, BAMS can always find ways to save you money on your credit card processing costs, guaranteed! We will perform a free and transparent analysis of your current fee structure. Upon completion of our analysis you will receive a straightforward proposal detailing exactly how BAMS will decrease your bottom line and increase your profitability.